— My story
Insurance Advisors Dedicated To Spreading The Awareness About Insurance
I am an IRDAI certified insurance advisor and I am working as a senior insurance advisor with both Max Life Insurance Company and Niva Bupa Health Insurance (previously Max Bupa). Over the years I have been successful in providing the right guidance to various people (including my customers) and have been a source of knowledge when it comes to both life insurance and health insurance. I have also worked with business people to use insurance as a financial tool to save company taxes.
Max Life and Niva Bupa are the pioneers in introducing new concepts in the insurance industry and are well known for worry-free claim settlements. I am pleased to be associated with these two amazing companies. I have been able to serve my customers with the right plans for their requirements with complete transparency without any doubts about after-sales service.
Since my beginning in 2018, I have served more than 300 customers by the end of year 2o2o. I have guided my customers with the right insurance plans that helped them plan their retirements, children’s education and marriage as well as the health of their families.
I am a qualified pharmacist (B.Pharma.) with an MBA in Marketing. I also own a successful digital marketing agency called Enthof.
Top Reasons Why Insurance is Important in Everyday Life
There are various types of insurance products like life insurance plans, term insurance, health insurance, business insurance and more. The core of any insurance plan is to offer you protection. Providing protection and mitigating your risk is the simple motive of insurance.
Making that small investment in any insurance plan will enable you to be tension-free and offer security in advance. Insurance is not just a tax-saving tool, but also offers you several key benefits.
Here are the top reasons why insurance is important.
1. Buy Safety and Protection in Advance and Be Smart
Life is very uncertain and has a way of throwing surprises at you when you least expect them. In order to be fully prepared to deal with the contingencies in life, insurance is very essential. For example, life insurance plans safeguard your family and their financial needs, in case of your unfortunate and untimely demise. Your family should not be left alone to struggle in your absence and life insurance plans will come to their rescue. Along with the life cover, they also provide maturity benefits, resulting in a great savings corpus for the future.
A prized possession like your car or bike also needs protection in the form of vehicle insurance in order to safeguard you from out of pocket expenses towards repairs or uneventful loss.
2. Secure Future Goals
Your present might be stable with your steady flow of income that is good enough to meet your family’s lifestyle needs. But, what will happen, if you suddenly have to face the end of your life? Will your family be able to meet their future needs without you?
This is where a term insurance plan comes in handy. Secure the future of your family and buy a term insurance policy that will help your nominee or dependent receive a lump sum or monthly payout to help them deal with their financial necessities. Term insurance is one of the life insurance plans that offers life coverage to the individual for a specified term with affordable premium cost.
3. Peace of Mind
Live a peaceful life and manage the risks that you can face in everyday life. Secure your life with insurance and ensure that you live your life tension-free. With rising medical costs, health insurance is mandatory to hold. Protect you and your family with the coverage of your health insurance that will provide for your healthcare costs.
We work very hard for our family. Life insurance plans and term insurance policies are highly imperative to secure the future of your family, in your absence. You can have complete peace of mind when you manage the uncertainties of life with insurance.
4. Encourage Savings
Insurance is a great investment channel as well. Life insurance plans facilitate systematic savings by allocating funds in the form of premiums every year. At the end of the policy term, the policyholder can reap the benefits by getting a lump sum payout that will result in a great wealth corpus.
Insurance encourages savings by reducing your expenses in the long run. You can avoid out of pocket payments for unfortunate events like medical ailments, loss of your bike, accidents and more. It is also a great tax saving tool that helps you reduce your tax burden.
5. Manage Risks
Insurance provides for effective risk management in life. The main enemy of life is uncertainties and one can plan for the uncertainties in life with insurance. The risk of falling sick, the risk of losing your car, the risk of facing an accident when travelling on your bike, the risk of your own death and more can be dealt with with an effective insurance policy.
In the case of term insurance plans, your family will not have to face financial ordeal in the event of your untimely death and you can gain coverage for the given term at an affordable cost. Make use of such insurance plans to alleviate the risk factor in your life.
Be it, life insurance plans, term insurance, health insurance or vehicle insurance, the importance of insurance is to be understood by all. People always stress on how much money they need to pay upfront for the insurance product, instead of looking at the big picture. Safeguard your life with insurance and realize its benefits.