Health Insurance

Hospitals Should Provide Frugal Healthcare

Hospitals Should Provide Frugal Healthcare, With or Without Insurance

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Frugal healthcare is not about cutting corners but eliminating unnecessary tests, inflated bills, and wasteful treatments. As insurance claims rise and hospital charges grow opaque, patients need value-based care that prioritizes medical necessity over profit. A frugal approach ensures ethical treatment, financial transparency, and better outcomes for everyone, with or without insurance.

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star health claim penalty district court

Consumer Court asks Star Health Insurance to pay Rs 1 lakh after Covid claim denial

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Rashmi Gupta, a Dasna resident in Ghaziabad district, approached the Ghaziabad District Consumer Disputes Redressal Commission on Nov 30, 2022, seeking direction for the insurance company to settle her claim of Rs 1.68 lakh, which she paid to a ‘ClearMedi Healthcare and Cancer Hospital‘ after being admitted and treated there for Covid. Gupta told the

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Health Insurance Cashless Denied at the Last Minute

Health Insurance Cashless Denied at the Last Minute – What Can You Do?

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When a hospital suddenly denies a cashless claim at discharge—despite prior approval—it creates panic and confusion. But is the insurer truly at fault? In many such cases, the issue lies with hospital miscommunication, missing documents, or inflated billing. This article breaks down real-world examples, explains your rights under IRDAI rules, and offers a clear action plan to help policyholders avoid being misled and recover their dues.

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How to Cancel Health Insurance Policy and Get a Refund

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Here is complete information on steps on how to cancel health insurance policy, refund process, deductions and FAQs. Simplify the task for you to be able to cancel your health insurance. To cancel health insurance policy and obtaining a refund may seem like a complex process. However, understanding the process can simplify the task for you to be able to cancel your insurance.

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Risk Management in Health Insurance – The Way Forward

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Risk Management in health care and health insurance plays a seminal role in protecting the interest of policyholder, distribution and of course companies itself. It is imperative that in the health care or health insurance organisation it should have qualified risk managers to identify, assess, develop, implement and monitor the risk management process.

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How Network and Non-Network Hospitals Affect Your Health Claim

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When you purchase a comprehensive health insurance plan, the insurer provides a list of network hospitals. The pandemic has highlighted the inevitability of uncertainties in our lives, showing that everyone, regardless of age, is vulnerable to serious health issues. This realization underscores the importance of having a health insurance policy and understanding the roles of network and non-network hospitals in settling claims. Know how it affects your health claims experience.

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