Health Insurance Blog
Hospitals Should Provide Frugal Healthcare, With or Without Insurance
Frugal healthcare is not about cutting corners but eliminating unnecessary tests, inflated bills, and wasteful treatments. As insurance claims rise and hospital charges grow opaque, patients need value-based care that…
Why Health Insurance Claims Get Rejected in India – 10 Most Common Reasons
Learn the 10 most common reasons why health insurance claims get rejected in India, with real examples and practical tips to avoid disputes. Essential reading for every policyholder.
Consumer Court asks Star Health Insurance to pay Rs 1 lakh after Covid claim denial
Rashmi Gupta, a Dasna resident in Ghaziabad district, approached the Ghaziabad District Consumer Disputes Redressal Commission on Nov 30, 2022, seeking direction for the insurance company to settle her claim…
Health Insurance Cashless Denied at the Last Minute – What Can You Do?
When a hospital suddenly denies a cashless claim at discharge—despite prior approval—it creates panic and confusion. But is the insurer truly at fault? In many such cases, the issue lies…
Health Insurance Claim Rejection – Now What You Should Do
Health Insurance Claim Rejection doesn’t mean your claim is invalid. Tt might just mean someone didn’t tick a box or misunderstood a clause or just didn't see how it applies.…
How to Cancel Health Insurance Policy and Get a Refund
Here is complete information on steps on how to cancel health insurance policy, refund process, deductions and FAQs. Simplify the task for you to be able to cancel your health…
Ayushman Bharat Scheme Expanded for Senior Citizens
The expansion of the Ayushman Bharat scheme is designed to enhance healthcare access for senior citizens, allowing them to receive necessary medical services without financial burden. The scheme covers various…
OPD Health Insurance is Big Relief if You have Pre-Existing Ailments
While health insurance typically covers hospitalization expenses for severe health conditions, it often 'does not cover' routine check-ups or doctor appointments. Should you consider a health insurance policy that includes…
Risk Management in Health Insurance – The Way Forward
Risk Management in health care and health insurance plays a seminal role in protecting the interest of policyholder, distribution and of course companies itself. It is imperative that in the…
How Network and Non-Network Hospitals Affect Your Health Claim
When you purchase a comprehensive health insurance plan, the insurer provides a list of network hospitals. The pandemic has highlighted the inevitability of uncertainties in our lives, showing that everyone,…