Niva Bupa Reassure Health Insurance Plan

ReAssure Policy offered by Niva Bupa Health Insurance is a feature-packed all-inclusive health insurance policy that offers both individuals as well as family floater coverage. 

ReAssure Policy offered by Niva Bupa Health Insurance is a feature-packed comprehensive health insurance policy that offers both individuals as well as family floater coverage. It comes with sum insured options starting from Rs. 3 Lakh going up to Rs. 1 Crore, which you can select as per your requirement.

The policy covers you for various healthcare expenses, some of which include in-patient hospitalisation expenses, daycare expenses, pre-hospitalisation and post-hospitalisation expenses, modern treatments, ambulance expenses, among others. It also ensures care beyond hospitalisation, by offering you cover for emergency road and air ambulance expenses, second medical opinion, domiciliary hospitalisation expenses, and so on.

As the name suggests, the policy offers complete reassurance for treatments required due to a positive diagnosis of COVID-19. Another good news is that the waiting period under the policy has been reduced to 15 days, which means that you can start availing of policy benefits after 15 days from the date of inception of the policy. Apart from the coverage benefits, the policy offers you a free look period, lifetime renewability benefits, portability and migration benefits, as well as tax benefits as per the prevailing tax laws.

Standout Features of ReAssure

ReAssure

Unlimited Claims & Cover Refills for the same and/or different illnesses in a policy year 

Booster Benefit

50% increase in sum insured in case of a claim-free year

Free Health Check-Up

Avail health check-ups every year for all insured members starting from Day 1

Live-Healthy Benefit

Get up to 30% renewal premium discount on the number of daily steps taken

Tax Benefit

Save taxes on the premiums paid under section 80D of the income tax act​.

Renewal for Life

Get assured renewal of the policy for life with no extra loadings based on your claim history​

Add-On Features of ReAssure

Claim Safeguard

Get claims for all goods that would otherwise be non-payable during hospitalisation

Booster-Benefit Safeguard

 If claims in a policy year is up to Rs. 50,000, Booster benefit won’t be affected

Inflation Safeguard

Raises the insurance cover each year in accordance with the inflation rate

Hospital Cash

The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours​

Disease Management

 Get day 1 coverage for Diabetes and Hypertension, with upto 20% renewal discount.

Acute Care

Unlimited teleconsultations with Doctors. Covers pharmacy and diagnostics upto limits.

Personal Accident Cover

Get personal accident cover depending on the base sum insured

Hospitalisation Benefits

In-Patient Care

Get medical coverage for hospitalisation for all insured members

pre and post-hospitalisation expenses

The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.

No Room Capping

Get coverage up to sum insured for room rent and ICU charges without any capping

Day care treatments

Reassure plan will cover all day care treatments under the product.

pre and post hospitalisation expenses

The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.

No Room Capping

Get coverage up to sum insured for room rent and ICU charges without any capping

Domiciliary Hospitalisation

Get reimbursed for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor’s advice.

Organ Transplant

Avail coverage for medical expenses incurred on the organ donor’s treatment as well

Emergency Ambulance

Avail coverage for medical expenses incurred on the organ donor’s treatment as well

Cashless Facility

Get hassle-free cashless medical help at any of the network hospitals

Alternative treatment

Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments

Many More Benefits

The list of the benefits of Reassure Plan can go on and on. Contact us to know them.